If you are an Uber or Lyft driver that is involved in an auto accident in New Jersey, or if you were a passenger or a pedestrian that was injured by a ridesharing vehicle, you might be wondering who is responsible for covering your medical expenses. Under New Jersey’s No Fault insurance law, each driver and passenger, in general, is responsible for paying their own medical bills, regardless of [...]
Car Accidents on the Job. Is Your Car Covered? Automobile accidents happen every day. Some of these accidents may occur while you are on the job, such as when an employee gets into an accident while making a business delivery or while driving a truck or other commercial motor vehicle. New Jersey is a “no-fault” automobile accident state. This means that, in general, when you are involved in an [...]
New Jersey’s Verbal Threshold: Can You Sue for Injuries After a Car Accident in New Jersey? Pursuant to New Jersey’s Automobile Insurance Cost Reduction Act (AICRA), those purchasing car insurance policies have the option of choosing between the No Limitation on Lawsuit (also known as Zero Threshold) and the Limitation on Lawsuit (also known as Verbal Threshold) policies. The difference between the two is extremely significant: The No Limitation [...]
If you are a pedestrian who was struck by a car or truck in New Jersey, you might be wondering who is responsible for paying for your medical bills. Many pedestrians who survive motor vehicle accidents are seriously injured and require extensive medical treatment. If You Have Your Own Auto Policy During A Pedestrian Injury in New Jersey If you have your own auto insurance policy, your medical bills [...]
Under New Jersey law, all persons who own a car, truck, or SUV registered in the State of New Jersey must have auto insurance coverage. If the driver of a motor vehicle does not own their own car, but drives a family member’s automobile, they must be covered under the relative’s auto insurance policy. In the event a driver covered by an automobile insurance policy causes an automobile accident [...]
Auto Accidents in Uber or Lyft in New Jersey Uber, Lyft, and other ridesharing services allow you to use a mobile app to connect you with a driver in minutes. Ridesharing drivers, who typically have other jobs and use these services to supplement their income, are able to work their own hours and use their own vehicles to transport customers. Although these services are convenient and often times cost [...]
An Attempt to Limit Litigation over Motor Vehicle Accidents in New Jersey In an attempt to limit litigation over motor vehicle accidents, in 1998, New Jersey enacted the Automobile Insurance Cost Reduction Act (AICRA). Specifically, AICRA intended to limit the right of car accident victims to sue for pain and suffering damages. There are, however, several important exceptions that allow a New Jersey car accident victim to recover full [...]
Can You Sue for Injuries After a Car Accident in New Jersey? Pursuant to New Jersey’s Automobile Insurance Cost Reduction Act (AICRA), those purchasing car insurance policies have the option of choosing between the No Limitation on Lawsuit (also known as Zero Threshold) and the Limitation on Lawsuit (also known as Verbal Threshold) policies. The difference between the two is that the No Limitation on Lawsuit option gives the [...]
Medical Bills for Passengers in Car Accidents in New Jersey New Jersey passengers injured in auto accidents are often confused about which car insurance company is required to pay for their medical bills. Generally, as a passenger involved in a car accident in New Jersey, your medical bills will be covered by your own auto insurance company (if you have one) or that of a relative with which you [...]
Auto Insurance After an Accident in New Jersey Most people do not spend much time thinking about their automobile insurance policy. In fact, if you are lucky, you may never use your car insurance at all. Some people, however, find out the hard way that you may find yourself reliant on your auto insurance policy even when you are not at fault for an accident or even if you [...]
