In the State of New Jersey, there is a high rate of drivers that are uninsured or underinsured. While the exact percentage of these drivers in the state is difficult to identify, drivers must recognize that in the event of a serious accident, obtaining necessary compensation will be challenging. Unfortunately, dealing with insurance companies is inevitable in almost every auto accident case. For this reason, it is absolutely necessary to seek legal counsel from a proficient auto accident attorney. A proficient auto accident attorney can help you navigate the intricacies of an uninsured motorist accident case and help you obtain the compensation you need.
The State of New Jersey is a No-Fault State
In New Jersey, it is unlawful to operate a motor vehicle without proper insurance. Although every vehicle must carry a minimum amount of auto insurance coverage, many injured auto accident victims find that obtaining necessary compensation is no easy feat.
New Jersey is a no-fault state when it comes to auto accident claims and this means that upon an accident, an injured person can first seek compensation from his or her own auto insurance. If the injuries are relatively minor, the other driver’s lack of insurance will not matter. When a serious accident happens, however, obtaining sufficient compensation will require filing a lawsuit against the at-fault party. When the at-fault driver has no insurance, obtaining sufficient compensation can be a serious problem.
Other Potentially Liable Parties
Auto accident cases can be complex and in many accidents, more than one party can be held responsible for the accident. The State of New Jersey follows the theory of joint and several liability, meaning every party responsible for contributing to the cause of the accident will be held responsible for paying for the victim’s injuries and accident-related losses.
Depending on the facts of the case, some of the following parties may also face accountability after an accident: Construction companies, Government agencies, Auto part manufacturers, and Auto maintenance companies.
Obtain the Compensation You Need After an Accident With the Support of a Proficient Auto Accident Attorney
Obtaining sufficient compensation after an accident can be extremely complicated when the accident involves an uninsured or underinsured motorist. As an injured auto accident victim, you may have the option to look to sources of monetary compensation outside of an auto insurance policy. Speaking to a well-versed auto accident attorney can help you identify every available avenue to ensure you obtain the compensation you need to heal.
The proficient auto accident attorneys at Harrell, Smith & Williams, LLC are exceptionally skilled in a wide range of traffic accident cases in New Jersey, including car accidents involving uninsured or underinsured motorists. Through tenacity and vigor, the law firm has successfully championed on behalf of their clients, helping them obtain the highest compensation available. With many years of dedicated legal experience, the firm has an advantage in protecting the rights of their clients.
To learn more about how the proficient litigators at Harrell, Smith & Williams, LLC can help you obtain the compensation you need and help you through a complex auto accident case, consider contacting the firm today. Schedule a complimentary case evaluation by completing the confidential online contact form here.
